How the share of available credit you use can shape your credit profile.
Credit utilization is the portion of your available revolving credit that you are currently using. Many scoring models consider it an important factor.\n\nKeeping balances low relative to your limits, paying down revolving balances, and understanding statement dates can all help you manage utilization thoughtfully.\n\nEvery profile is different. A personalized review can help you understand how utilization affects your specific situation.
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